Conditions of Use
By using this site, you signify your agreement to the
following conditions of use without limitation or qualification. Please read
these conditions carefully before using this site. Colonial Penn Life Insurance
Company ("We" or "Us") may at any time revise these terms and conditions by
updating this posting. You are bound by any such revisions and should therefore
periodically visit this page to review the then current terms and conditions to
which you are bound.
Disclaimer
The materials on this Web site are provided "as
is" and without warranties of any kind, either expressed or implied, including,
but not limited to, implied warranties of merchantability and fitness for a
particular purpose. Neither we nor any affiliate warrants that the functions
contained in the materials will be uninterrupted or error-free, that defects
will be corrected, or that this Web site or the server that makes it available
are free of viruses or other harmful components. Neither we nor any affiliate
warrants or makes any representations regarding the use or the results of the
use of the materials on this Web site in terms of their correctness, accuracy,
reliability or otherwise. You assume the entire cost of all necessary servicing,
repair or correction. Links to other sites may be accessed through this Web
site. Such external Internet addresses contain information created, published,
maintained or otherwise posted by independent organizations. Neither we nor any
affiliate endorses, approves or certifies any information, product or service
referenced or provided at such addresses.
Limitation of Liability
While We use
reasonable efforts to include accurate and up-to-date information on this Web
site, errors or omissions may occur. Neither we nor any affiliate makes any
warranties or representations as to the accuracy of this Web site. Under no
circumstances including, but not limited to, negligence by act or omission,
shall We, any affiliate of ours, or any party involved in creating, producing,
or delivering this Web site, be liable for any direct, incidental,
consequential, indirect, or punitive damages that result from the use of, or the
inability to use, the materials on this Web site, even if We, an affiliate, or
an authorized representative have been advised of the possibility of such
damages. If applicable law does not allow the limitation or exclusion of
liability for incidental or consequential damages, the above limitation or
exclusion may not apply to you. In no event shall our total liability to you,
together with that of any affiliate, for all damages, losses and causes of
action exceed the amount you paid to access this Web site. Neither we nor any
affiliate assumes responsibility and shall not be liable for any damages to, or
viruses that may infect, your computer equipment or other property on account of
your access to, use of, or browsing this Web site or your downloading of any
materials, data, text, images, video or audio from this Web site.
Restrictions
on Use of Materials
This site is owned and operated by Colonial Penn Life
Insurance Company. Permission is granted to display and navigate around this Web
site with a computer using HTML browser software, solely for personal,
non-commercial use. Any commercial or public use of this Web site or any portion
hereof is strictly prohibited. Except as otherwise permitted by Us, no materials
from this Web site or any Web site owned, operated, licensed or controlled by Us
or any of our affiliates may be copied, reproduced, republished, uploaded,
posted, transmitted or distributed in any way. You may download material
displayed on this Web site for non-commercial, personal use only, provided you
also retain all copyright and other proprietary notices contained on the
materials. You may not distribute, modify, transmit, reuse, repost, or use the
content of this Web site for public or commercial purposes, including the text,
images, audio and video, without our written permission. Neither we nor any
affiliate warrants or represents that your use of materials displayed on this
Web site will not infringe rights of third parties.
Jurisdictional Issues
This
Web site is controlled and operated by Us from our offices within the
Commonwealth of Pennsylvania, United States of America. We make no
representation that materials on this Web site are appropriate or available for
use in other locations. Those who choose to access this site from other
locations do so on their own initiative and are responsible for compliance with
local laws. The information contained on this Web site is not an offer to sell
or solicitation to purchase any product or service. Some products may not be
available in all states. The insurance products referred to on this Web site may
be offered and sold only to persons in the United States.
Trademarks/Service
Marks and Copyrights
Images displayed on this Web site are either the property of, or used with permission by,
CNO Financial Group, Inc. ("CNO") or an affiliate. The use of these images by you, or anyone
else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized
use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity,
and communications regulations and statutes. All trademarks, service marks, trade names, logos
and icons used by CNO, or any affiliate are proprietary. Nothing contained on this Web site
should be construed as granting, by implication, estoppel, or otherwise, any license or right
to use any trademark or service mark displayed on this Web site without the written permission
of the CNO company, or such third party that may own the trademarks or service marks displayed in
this Web site. Your use of the trademarks or service marks displayed on this Web site, or any other
content on this Web site, except as provided herein, is strictly prohibited. Inquiries concerning
use of the trademarks, service marks, trade names, logos, icons, copyrights or other intellectual
property appearing on this Web site should be addressed to CNO Financial Group, Inc., Legal Department
(J1J), 11825 N. Pennsylvania Street, Carmel, Indiana 46032, United States of America. CNO and
its affiliates are very protective of their trademarks and service marks. All use of these
marks must be with our permission. CNO and its affiliates will file appropriate legal actions
to enjoin the unauthorized use of these marks. Under the law, we would be entitled to collect
your profits, our actual damages and, perhaps, even our attorney fees. We thank you for your cooperation.
