Important Information about This Plan

We quote only our standard non-tobacco or our tobacco rates on this website. Your rate class may vary depending on the underwriting requirements you meet. Other rate classes are available for non-tobacco users who either do not meet or who exceed the underwriting requirements for the standard rate class. If the rate class is different than the preliminary rate quote you are given, we will advise you. Not everyone will qualify for this coverage.

Your rate will be based on your age when coverage begins and your rate class. Rates are guaranteed for the entire length of the term you select - 10 or 20 years.

At the end of the premium guarantee period, rates can increase each year. The maximum amount that we can charge will be shown in the Certificate of Insurance/ Policy you will receive if you are approved for coverage.

If approved, coverage will take effect on the date shown in the Certificate/Policy, as long your signed enrollment form/application and your initial premium have been received.

As long as premiums are paid, coverage can be continued up to age 95, regardless of any changes in your health.

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Click here for more Family Protector^SM Plan Information.

Offered By:
Colonial Penn Life Insurance Company
399 Market Street - Philadelphia, PA 19181

Colonial Penn Group Insurance Trust, Group Policy Form #12-82-030; Individual Policy Form Series 12-82-034.

This site describes the terms of the coverage currently available, but it is not a contract. The availability of this offer may change. The amount of your coverage and rate will be based on the plan you choose and your eligibility as determined during the underwriting process. The total amount of our life insurance that you can own is subject to company guidelines.